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    <title>The Care Binder</title>
    <link>https://carebinder.docsanddeadlines.com</link>
    <description>The bills, contracts, and deadlines behind caring for an aging parent.</description>
    <language>en</language>
    <lastBuildDate>Sat, 03 Oct 2026 16:30:46 +0000</lastBuildDate>
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      <title>Assisted Living Community Fee: What Is Refundable</title>
      <link>https://carebinder.docsanddeadlines.com/invoices/assisted-living-community-fee-refundable/</link>
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      <description>Community fee, move-in fee, security deposit: which one comes back depends on your state and on the date the unit is cleared, not on the label on the invoice.</description>
      <pubDate>Sun, 27 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Medicare Authorization to Disclose: What CMS-10106 Covers</title>
      <link>https://carebinder.docsanddeadlines.com/authority/medicare-authorization-to-disclose-cms-10106/</link>
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      <description>Form CMS-10106 is what makes 1-800-MEDICARE talk to you about a parent&#x27;s claims. The 03/2026 edition, the box that loses it, and three things it never reaches.</description>
      <pubDate>Sat, 26 Sep 2026 00:00:00 +0000</pubDate>
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    <item>
      <title>Medicare Benefit Period Reset: What Restarts the SNF Clock</title>
      <link>https://carebinder.docsanddeadlines.com/paying/medicare-benefit-period-reset/</link>
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      <description>A rehospitalization does not buy a fresh 100 SNF days. What resets a Medicare benefit period is a 60-day break with no inpatient or skilled care.</description>
      <pubDate>Fri, 25 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Assisted Living Rate Increase Letter: Notice Days and Limits</title>
      <link>https://carebinder.docsanddeadlines.com/invoices/assisted-living-rate-increase-letter-notice/</link>
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      <description>A rate increase letter starts a clock. Count it against your state&#x27;s notice rule (30, 45, 60 or 90 days) and the contract clause before the new rate starts.</description>
      <pubDate>Tue, 22 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Social Security Representative Payee: Form SSA-11 and Duties</title>
      <link>https://carebinder.docsanddeadlines.com/authority/social-security-representative-payee-form-and-duties/</link>
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      <description>A power of attorney does nothing at a Social Security counter. Here is the form that works, the interview behind it, and the accounting you owe each year.</description>
      <pubDate>Sun, 20 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Nursing Home Arbitration Agreement: What Signing Gives Up</title>
      <link>https://carebinder.docsanddeadlines.com/admission/nursing-home-arbitration-agreement-what-signing-gives-up/</link>
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      <description>A certified nursing home cannot make arbitration a condition of admission, and you get 30 calendar days to rescind. Here is the rule, clause by clause.</description>
      <pubDate>Sat, 19 Sep 2026 00:00:00 +0000</pubDate>
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    <item>
      <title>Observation Status vs Inpatient: How to Check and Appeal</title>
      <link>https://carebinder.docsanddeadlines.com/paying/observation-status-vs-inpatient-check-and-appeal/</link>
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      <description>Three hospital nights can count as zero qualifying days for rehab. Where observation status is recorded, which notice carries an appeal right, and who gets one.</description>
      <pubDate>Sat, 19 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Nursing Home Staffing Data: How to Check It Before a Tour</title>
      <link>https://carebinder.docsanddeadlines.com/choosing/nursing-home-staffing-data-pbj-before-tour/</link>
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      <description>Care Compare publishes one quarterly average per home. The payroll file underneath it holds all 90 days, and one five-star home fell 40 percent on weekends.</description>
      <pubDate>Mon, 14 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Medicaid Denial Appeal: The Fair Hearing Deadline by State</title>
      <link>https://carebinder.docsanddeadlines.com/challenges/medicaid-denial-fair-hearing-request/</link>
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      <description>Federal law caps the fair hearing deadline at 90 days. Pennsylvania gives 30. Where that date hides on the notice, which clock is which, and how to file.</description>
      <pubDate>Wed, 09 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>PACE Program Eligibility Requirements, and What It Costs</title>
      <link>https://carebinder.docsanddeadlines.com/benefits/pace-program-eligibility-and-costs/</link>
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      <description>The four eligibility rules are the short part. Enrolling makes PACE the sole provider, and that is what decides whether a parent keeps their own cardiologist.</description>
      <pubDate>Mon, 07 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>HIPAA Authorization vs POA: Getting a Parent&#x27;s Records</title>
      <link>https://carebinder.docsanddeadlines.com/authority/hipaa-authorization-poa-medical-records/</link>
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      <description>The records clerk is not being difficult. Three separate doors open a parent&#x27;s chart under HIPAA, and a financial power of attorney is not one of them.</description>
      <pubDate>Sat, 05 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Nursing Home Responsible Party: What That Line Means</title>
      <link>https://carebinder.docsanddeadlines.com/admission/responsible-party-signature-line-admission-packet/</link>
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      <description>A certified nursing home cannot make you personally guarantee the bill. It can ask you to sign as agent. Which line you are on comes down to a few words.</description>
      <pubDate>Fri, 04 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Medicare 100 Day SNF Benefit: 2026 Costs, Day by Day</title>
      <link>https://carebinder.docsanddeadlines.com/paying/medicare-100-day-snf-benefit-2026-costs/</link>
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      <description>Days 1-20 cost $0, day 21 starts a $217 daily charge, and day 101 arrives with no required notice. Where every 2026 SNF number comes from, rule by rule.</description>
      <pubDate>Thu, 03 Sep 2026 00:00:00 +0000</pubDate>
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    <item>
      <title>Assisted Living Base Rate: What It Includes and Excludes</title>
      <link>https://carebinder.docsanddeadlines.com/invoices/assisted-living-base-rate-what-it-includes/</link>
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      <description>What an assisted living base rate often leaves out — medication administration, incontinence care, transport — and the tour questions that put it in writing.</description>
      <pubDate>Wed, 02 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Assisted Living Points System: How Reassessment Adds Cost</title>
      <link>https://carebinder.docsanddeadlines.com/invoices/assisted-living-point-systems-reassessment/</link>
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      <description>A care-level reassessment can add hundreds a month to an assisted living bill, often with no advance notice. Where the contract authorizes it, clause by clause.</description>
      <pubDate>Tue, 01 Sep 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>How to Hire a Caregiver Privately: Employer Paperwork</title>
      <link>https://carebinder.docsanddeadlines.com/homecare/hiring-caregiver-directly-household-employer-paperwork/</link>
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      <description>Pay one caregiver $3,000 in 2026 and the IRS calls you a household employer. The EIN, W-2, Schedule H, and state registrations that follow — with the dates.</description>
      <pubDate>Mon, 31 Aug 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>VA Aid and Attendance: Net Worth Limit and Look-Back</title>
      <link>https://carebinder.docsanddeadlines.com/benefits/va-aid-and-attendance-forms-net-worth-look-back/</link>
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      <description>The 2026 ceiling is $163,699 and it counts income, not just savings. Which form a veteran or widow files, how facility fees shrink the number, what gifts cost.</description>
      <pubDate>Sun, 30 Aug 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Advance Directive Witness Requirements by State</title>
      <link>https://carebinder.docsanddeadlines.com/authority/witness-notary-requirements-advance-directives/</link>
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      <description>Two nurses signed as witnesses and went back to the med cart. In several states that page is the weak part of the document. What a signing block must hold.</description>
      <pubDate>Sat, 29 Aug 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Who Pays for Long-Term Care: Medicare, Medicaid, or You</title>
      <link>https://carebinder.docsanddeadlines.com/paying/who-pays-for-long-term-care/</link>
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      <description>Four payers, four different definitions of the same care. Where each one starts and stops in 2026, and the regulation that draws each line.</description>
      <pubDate>Fri, 28 Aug 2026 00:00:00 +0000</pubDate>
    </item>
    <item>
      <title>Skilled Nursing Facility Bill: Reading It Line by Line</title>
      <link>https://carebinder.docsanddeadlines.com/invoices/reading-skilled-nursing-facility-bill-line-by-line/</link>
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      <description>Three papers cover the same month: the facility statement, the Medicare Summary Notice, the claim. Where each charge belongs, and which ones cannot be there.</description>
      <pubDate>Sun, 23 Aug 2026 00:00:00 +0000</pubDate>
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